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Referral rewards build up as an unclaimed balance. You can claim them at any time, and they’re paid to your Liquid balance in USDC.
1

Open the Rewards Hub

On iOS, tap the gift icon at the top right of Home to open the Rewards tab. On web, click Referral in the top bar. See Rewards Hub.
2

Claim

Tap Claim next to your unclaimed balance. Your rewards are paid out as USDC, and the Unclaimed balance drops to $0.

Claim your referral rewards

The Claim button only appears when your unclaimed rewards are above $0.00.
The USDC lands in your Liquid balance, ready to trade or withdraw.